Many take the opportunity to celebrate the Fourth of the July with BBQs, pool parties, and often, fireworks. Unfortunately, fireworks are not always fun and games. Every year, fireworks are responsible for thousands of fires. These fires result in millions of dollars in property damage and medical expenses. A majority of these instances occur around the 4th of July.
Moreover, insurance policies may not cover damages caused by illegal activities. Typically, that depends on state law. In the State of Florida, there are only a handful of small fireworks that can be used recreationally. Most fireworks that lift off the ground are illegal for recreational use. Fireworks are typically only to be sold to consumers for agricultural purposes. If fireworks are used for recreational purposes and the use violates Florida law, any damage to property may not be covered by insurance.
In any instance, if you do decide to use fireworks for any reason, here are a few safety tips that are likely to help minimize the risk of damage.
1. Always follow the directions. Before lighting the firework, make sure you have completely read the warning label and all of the instructions of how to safely light the firework.
2. Fireworks and alcohol don’t mix. Alcohol can complicate any situation as judgment can be impaired. Save the celebratory drink until after you are done with display.
3. Make sure you are prepared. Set off fireworks away from trees, houses, and power lines. Also, make sure to have a bucket of water as well as a hose ready.
4. A used firework can still cause a fire. After ignition, it is imperative that the hot firework packaging is properly disposed of.
If you plan on having a firework display this 4th of July, be sure to check the statutes in your state and always make sure to handle fireworks with care. For more safety information and tips, visit the National Council on Firework Safety’s website at Fireworkssafety.org. Remember, even on Fourth of July, our attorneys our available at (727) 845-5972. Enjoy your holiday everyone!
