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Nicoletti Law Blog

Legal News & Articles

Drowsy Driving

Often times, we think we can do more than we actually can. The human body is capable of many things but sometimes we push ourselves beyond our limits which can lead to injury. To preform even the simplest of tasks, such as driving we need the optimum amount of sleep. However, when we fail to get the necessary amount of sleep, drowsy driving can set in, judgment can be flawed and a car accident can occur. Per the National Heart, Lung and Blood Institute, “Getting enough quality sleep at the right times can help protect your mental health, physical health,...

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Why Have Boat Insurance?

You just bought that new boat you have always dreamed of and are now ready for a beautiful day on the water with family and friends. As you’re heading out to the local sand bar, due to your inexperience, you misread a channel marker and collide with a boat coming from the other direction. Multiple people are injured on both watercrafts, mostly due to your negligence. Negligence occurs when an individual fails to act with reasonable care. Your friends and family decide to use their own health insurance to pay for their injuries and not to sue you. However, the passengers...

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What is Uninsured Motorist Coverage & Why Should You Have It?

It’s a beautiful day and you’re driving home from work. While merging onto the interstate, a car fails to yield and “side swipes” your vehicle. You just got into a car accident. You may be injured, possibly severely. Soon after, you find out that the driver that hit you has no insurance coverage. You wonder to yourself, “What am I supposed to do now?” You first rely on your PIP (Personally Injury Protection) coverage which gives you up to $10,000 in coverage but due to your injuries, that quickly runs out. You may be able to get coverage through your personal...

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Fireworks: 4 Tips On Staying Safe This Fourth of July

Many take the opportunity to celebrate the Fourth of the July with BBQs, pool parties, and often, fireworks. Unfortunately, fireworks are not always fun and games. Every year, fireworks are responsible for thousands of fires. These fires result in millions of dollars in property damage and medical expenses. A majority of these instances occur around the 4th of July. Moreover, insurance policies may not cover damages caused by illegal activities. Typically, that depends on state law. In the State of Florida, there are only a handful of small fireworks that can be used recreationally. Most fireworks that lift off the ground are illegal...

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10 Things To Do When You Get Into A Car Accident

Car accidents happen unexpectedly. It’s 7:30am and you’re driving your normal route to work. You stop at a red light a few blocks away from the office yet, the person behind you fails to do so. You’ve been rear-ended and are confused about what to do next. Luckily, the car accident attorneys at Nicoletti Law Firm can give some guidance. Here are 10 things you should do when you get into an accident. 1. Take a deep breath and relax. Accidents happen. 2. Check to make sure that you are okay and not severely injured. 3. Once you check to make sure you...

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5 Positive Things You Can Do With Your Settlement

The day has come. The settlement negotiations are over with the insurance company or the verdict has been reached. After all the attorney fees and medical bills have been satisfied, you are about to come into a large amount of money, maybe more than some could make over a few years. For most, the first question to come to mind is, “What am I going to do with the money?” Well, here are 5 positive things that you could do with your settlement that will make a lasting impact on your life and possibly, others. Pay off any debt –...

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How to find your perfect level of Insurance Coverage

For most of us, keeping the perfect level of insurance coverage can be tricky. Often, people misunderstand the types of insurance coverage that are available to them. Consequently, consumers and may find themselves lacking insurance coverage at a time when they need it most. Today I’d like to go over the importance of maintaining two specific types of auto insurance: Uninsured and Underinsured Motorist Coverage. As the driver or passenger of a vehicle in Florida, it is important to understand that under Florida Law, it is not required for other drivers to hold Bodily Injury Insurance. This type of insurance is...

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